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I hope you have had an AMAZING Thanksgiving Holiday! Amber and I enjoyed our first Thanksgiving as husband and wife and have a lot to be THANKFUL for with Luke Aedan Taylor due Feb 25th! We are SO EXCITED!

As we enter the Christmas season we want to be mindful of the enormous needs in our community and hope that you and your customers will help us make a dent in those needs!

TODAY thru December 24, 2010 we will reduce every inspection we offer by $1 for each non-perishable food item donated (from the customer) (up to $10) or a new/unopened toy (up to $10)!

Over 7 years ago (and over 400 sponsored children ago) I started “Christmas Celebration For Others” where we have focused solely on Grandmothers raising their grandchildren. Many of these children’s parents are deceased, in prison, or simply gave their children up. The grandparents (mainly grandmothers – few men in these children’s lives) are raising these children on their set SSI of less than $500 per month! It is AMAZING the dedication of these grandmothers!

Mark Taylor of Pensacola Insurance Inspections encourages a young boy.

Mark Taylor of Pensacola Insurance Inspections has helped over 400 less fortunate children over the years at Christmas. PII specializes in Wind Inspections, Home Inspections, 4 Point Inspections, Roof Inspections, Replacement Cost Valuations, Insurance Appraisals, Property Inspections.

PLEASE help us BLESS the children and grandmothers this Christmas season by making Pensacola Insurance Inspections YOUR FIRST & PREFERRED Inspection company to refer to your customers. We are HONORED to serve you and them!

My wife, Amber Wilson Taylor (10th Ave Hair Design on Cervantes St), is also offering the same if anyone is in need of a Holiday hair style, color, etc. Check her out at http://PensacolaHairDesign.com!

Thanks friends and may your Christmas season be the BEST it has ever been! Blessings!

Respectfully,

P. Mark Taylor

Home Inspections, Wind Inspections, 4 Point Inspections, Roof Condition Form, Roof Inspections, Pensacola, Milton, Gulf Breeze, Fort Walton Beach, Crestview, Destin, Panama City Beach, Panama City, Escambia County, Santa Rosa County, Okaloosa County, Walton County, Bay County.

Insurance Companies that write in FL are required to recognize submitted Wind Inspections (Uniform Mitigation Verification Inspection Form – OIR-B1-1802 – Rev 02/10) by qualified personnel (Certified Building Code Inspector; Certified General, Building, or Residential Contractor with a FL license under Section 489.111 of the FL Statutes; Professional FL Architect or FL Engineer) – and give discounts based on one or more of these construction or mitigation features.

Many homeowners don’t bother to get the inspection done because they believe their “older homes” do not have any “upgrades”.  It is very RARE that we inspect a home in the Northwest FL area that doesn’t get a discount!  I would estimate that 49 out of every 50 homes we inspect receive a discount!

The 9 features that merit a discount include:

1) Verification of the FL building code that the structure was designed and built to (1994 South FL Building Code or the 2001 Florida Building Code or better will benefit);

2) Verification and inspection of the predominant roof covering installed (1994 South FL Building Code or the 2001 Florida Building Code or better will benefit);

3) Inspection of the roof deck attachment including the size & spacing of nails/screws/adhesives that can certify an uplift of a) 55 psf, b) 103 psf, or c) 182 psf or better (103 psf, 182 psf or stronger will benefit);

4) Inspection of the roof to wall connection on EVERY rafter/truss of a) toe nails, b) clips, c) single wraps, d) double wraps, or e) structural connection (anything better than toe nails will benefit);

5) Determination of the roof geometry – a) Hip Roof, b) Non-Hip Roof, or c) Flat Roof (a Hip Roof with less than 10% of any other roof shape and less than 100 sq ft of flat area will benefit).

6) On a gable roof, the inspection of any gable end bracing that meets the 2001 FL building code or stronger will benefit (currently this credit is not being given by many insurance companies).

7) Verification of the wall construction type – a) wood frame, b) un-reinforced masonry, c) reinforced masonry, or d) poured concrete (reinforced masonry or poured concrete equaling 70% or more of the wall construction will benefit although each company views this differently).

8 ) The inspection and verification of any Secondary Water Resistance applied to protect the dwelling from water intrusion (currently only a self adhering polymer modified bitumen “peel and stick” or a foam adhesive barrier applied to every seam on the roof deck and applied to each side of every rafter/truss will benefit).

9) Verification and inspection of wind borne debris protection on every exterior opening – including the windows, doors, garage doors, & skylights (Impact Resistant coverings that meet the FL Building Code or Miami-Dade approval will benefit the most.  Non Miami-Dade or Non FL Building Code shutters along with plywood/OSB coverings depending on how strong and how it is installed may receive a discount).

One or more of the above qualifying discounts can save a property owner 5% to 82% on their wind insurance premium!  Be sure to hire a proven professional that has completed numerous inspections and is qualified to complete the wind inspection form.  Prices vary around the state but can range from $75 to $150.

Commercial properties also qualify for mitigation discounts.  Wind features and prices vary according to building stories – 1 to 3 stories (Standard UMVIF form), 4 to 6 stories (Type II Mitigation Verification Affidavit), and 7 or greater stories (Type III Mitigation Verification Affidavit).

Not sure what kind of wind mitigation improvements to make that will save you the most money? Questions about the best kind of roofing or shutter or window / door protection for your property? Moisture issues? Whatever your need may be, we can help you make an informed decision! Prices starting at $100!

Don’t trust your largest asset to just any inspection company, we are not only inspectors but Florida licensed General and Roofing Contractors, and as Pensacola natives we have built our business and reputation by completing accurate inspections and serving the Pensacola and Gulf Coast community with the respect & quality service that they deserve! Prices starting at $75!